Insights
Welcome to the Ello Lending Co mortgage insights section! Here you will find valuable information and resources on the mortgage and related industries. From market news and trends to expert advice and success stories, we strive to provide valuable information to help you navigate the mortgage process and keep you informed. Whether you're a first-time home buyer looking to understand the process, or a seasoned homeowner looking to refinance, you're in the right place. Stay informed and make informed decisions by subscribing to our blog. Thanks for visiting!

How to Avoid GST on Property Sale: Expert Tips
Property sales in Australia are subject to GST, but there are ways to avoid paying it. In this blog post, we present expert tips to help you avoid GST when selling property in Australia. From understanding the conditions of GST to taking advantage of certain exemptions, these tips will help you save money and make the process of selling your property simpler and more efficient. Read on to learn how to avoid GST on property sale in Australia.

How to Avoid Paying Capital Gains Tax on Investment Property: Expert Strategies
If you are an Australian investor looking to maximize your returns when selling an investment property, then understanding how to avoid paying capital gains tax is essential. Capital gains tax can significantly reduce the return you make on a property investment, so it is important to understand the rules and strategies that can help you to minimise your tax liabilities. In this blog post, we will provide expert strategies to help you avoid paying capital gains tax on investment property in Australia. We will cover the basics of capital gains tax, how it is calculated, and the strategies you can use to reduce your tax liability. With the right strategies in place, you can ensure that you maximise your returns on your investment property.

How To Get A Mortgage After Divorce
Divorce is a difficult process both financially and emotionally. But it doesn’t have to mean that you can’t get a mortgage in Australia anymore. With the right information and strategies, you can get a mortgage after divorce in Australia. In this blog post, we’ll discuss the best tips and tricks to help you secure a mortgage after a divorce in Australia. We’ll cover topics such as the length of time to wait before applying, the importance of saving a deposit and improving your credit score, as well as the types of mortgage lenders who are most likely to approve your application.

How To Get Off Mortgage After Divorce
Divorce is one of life's most difficult experiences, and it can be even more complicated when you are dealing with a mortgage. If you and your partner have jointly taken out a mortgage, it is important to understand how to get off the mortgage and settle the debt. In Australia, there are some specific legal and financial considerations that you need to be aware of, and we are here to provide you with the information you need to make the best decision for your situation. In this blog post, we will explore the options available to you in Australia when it comes to getting off a mortgage after divorce. We will discuss the legal requirements and procedures you need to be aware of, as well as the financial implications of such a decision.

How To Get Spouse Off Mortgage After Divorce
Divorce can be a difficult process, and one of the biggest decisions to make is how to divide up the assets. One of the most common assets to divide up is the family home, which is usually secured with a mortgage. In Australia, it is possible to get your spouse off the mortgage after a divorce, but there are some important steps to take to ensure that this is done safely and legally. In this blog post, we will outline the steps you need to take to get your spouse off the mortgage after a divorce, as well as some of the potential pitfalls to be aware of. Read on to find out more about how to get your spouse off the mortgage after a divorce in Australia.

How To Get Started Investing in NDIS Properties
Are you looking to get started investing in NDIS properties, but don’t know where to start? The Australian mortgage market can be a tricky one to navigate, especially for new investors. But don’t let that stop you! In this blog post, we’ll cover all the necessary steps to get you started investing in NDIS properties and help you build a successful portfolio. From finding the right lender and understanding the loan requirements to how to make sure your investment is a profitable one, we’ll provide all the information you need to make the process as easy as possible. So if you’re ready to get started, read on!

How To Keep Mortgage After Divorce
Divorce can be a difficult and stressful time, and it can be even more challenging when you’re trying to figure out how to keep your mortgage after the split. In Australia, it’s possible to keep your family home after a divorce, but it requires careful planning and understanding of the mortgage market. In this blog post, we’ll look at the steps you should take to ensure you get the best possible outcome for your mortgage. We’ll discuss how to manage your finances, the options available to you, and the laws in Australia that protect you during this time. By the end of this post, you’ll have a clear understanding of how to keep your mortgage after a divorce.

How To Refinance After Divorce
Divorce can be a difficult and emotionally challenging time, but one of the most important considerations for many couples is the financial implications of their split. Refinancing your mortgage is often the best way to ensure that each partner is able to move on financially. In this blog post, we look at the Australian mortgage market and how to refinance for divorce in Australia. We'll look at the options and considerations involved, and provide some tips on how to ensure the process is as smooth as possible.

How To Refinance Mortgage After Divorce
The divorce process can be a difficult and emotional time, but you don't need to let it impact your finances. Refinancing a mortgage after divorce is a great way to make sure you are on the right track financially. Australia's mortgage market is full of options, so if you're considering refinancing your mortgage after a divorce, it's important to know what you need to do in order to get the best deal. In this blog post, we'll provide some tips on how to refinance mortgage after divorce in Australia.

How To Remove Spouse Off Mortgage After Divorce
Divorce can be a difficult process, but one of the most important steps to take is ensuring that you are no longer financially tied to your ex-partner. In Australia, this means removing your spouse from your mortgage. Doing so can be a complex and time-consuming process, but with the right knowledge and resources, it can be done effectively. In this blog post, we will explore the steps you need to take to remove your spouse from your mortgage after divorce in the Australian mortgage market.

Independent Mortgage Advisor or Bank? What's Better for Your Home Loan Needs
When it comes to home loans, many Australians are often faced with the decision of whether to go through a bank or an independent mortgage advisor. With a wide range of products and services on offer, it can be difficult to know which one is best for you and your needs. In this blog post, we’ll look at the different advantages and disadvantages of each option, and provide guidance on which one is likely to be the most suitable for your specific mortgage requirements.

Investing in NDIS Housing: Opportunities and Challenges
The National Disability Insurance Scheme (NDIS) is a major part of the Australian government’s commitment to delivering more affordable and accessible housing for people with disabilities. As demand for NDIS housing increases, so does the opportunity for investors to get involved and capitalize on this growing market. However, there are a number of challenges investors should be aware of before investing in NDIS housing. In this blog post, we will explore the opportunities and challenges that come with investing in NDIS housing. We will look at the potential benefits to investors, the risks involved, and the specific requirements for NDIS housing investments.

Is Stamp Duty Payable on Off the Plan Purchase NSW? A Detailed Analysis
When it comes to purchasing property in New South Wales, there are a number of taxes and duties that you must be aware of. One of the most common questions asked is 'Is Stamp Duty Payable on Off the Plan Purchase NSW?' In this blog post, we will be taking a detailed look at the issue of stamp duty and its relation to off the plan purchases in New South Wales. We will cover all the relevant information and provide a comprehensive analysis of the situation. So if you are considering purchasing property in NSW and want to know more about stamp duty and its implications, this blog post is for you!

Land Packages: A Guide for Homebuyers
Are you considering buying land for your dream home? With the Australian mortgage market being what it is, you may be wondering how to make the most of your home buying experience. In this blog post, we will provide you with a comprehensive guide to land packages and what you should know before signing on the dotted line. We will discuss everything from understanding the different types of land packages available, to the benefits and risks of investing in land, to what you should look for in a reputable land package provider. We’ll also provide you with some tips for finding the best package for your needs. So if you want to make sure you get the most out of your home buying experience, read on!

Lending Capacity Formula: A Rule Of Thumb For Borrowing Power
It's a common question for home buyers in Australia: how much can I borrow? Knowing an approximate figure helps to set expectations when it comes to budgeting for a property purchase. Fortunately, the mortgage industry has a lending capacity formula to provide guidance. This blog post will explain what the formula is, how it works, and how it can be used to get a better idea of the borrowing power of a potential home buyer.