Insights

Welcome to the Ello Lending Co mortgage insights section! Here you will find valuable information and resources on the mortgage and related industries. From market news and trends to expert advice and success stories, we strive to provide valuable information to help you navigate the mortgage process and keep you informed. Whether you're a first-time home buyer looking to understand the process, or a seasoned homeowner looking to refinance, you're in the right place. Stay informed and make informed decisions by subscribing to our blog. Thanks for visiting!

Cover image for What is Credit Card Debt Consolidation? A Beginner's Guide

What is Credit Card Debt Consolidation? A Beginner's Guide

If you're struggling to keep up with multiple credit card payments and feeling overwhelmed by debt, credit card debt consolidation could be the answer. Consolidating your credit card debt into one loan can make it easier to manage, lower your interest rate, and potentially improve your credit score. Learn more about the pros and cons of credit card debt consolidation in our beginner's guide.

Cover image for Buying Property Off Plan vs On Plan: Which One is Right for You?

Buying Property Off Plan vs On Plan: Which One is Right for You?

Buyers often grapple with 'Buying Property Off Plan vs On Plan'. Off plan purchases offer potential capital growth and early bird prices, but with the risk of construction delays. At Ello Lending, we provide expert guidance to navigate these choices and secure the best deal.

Cover image for Off the Plan House: Pros, Cons, and Tips for Success

Off the Plan House: Pros, Cons, and Tips for Success

Considering buying an off the plan house? Explore the advantages and disadvantages, including potential cost savings, government incentives, and access to modern features. Learn expert tips for a successful purchase, from carefully reviewing documents to understanding contract terms. At Ello Lending, our experienced mortgage brokers are here to guide you through the process and find the right home loan. Contact us today for personalized assistance and step into the property market confidently.

Cover image for Sunset Clause Victoria: Property Purchases Nitty Gritty

Sunset Clause Victoria: Property Purchases Nitty Gritty

Looking for a house and land package loan in Victoria? Understanding the state's sunset clause is essential. At Ello Lending, we can guide you through this important aspect of the property purchase process, ensuring you're protected from any potential delays or complications that may arise during the sale. Contact us today to learn more about how we can help you.

Cover image for How Do I Avoid Stamp Duty in NSW? Expert Tips

How Do I Avoid Stamp Duty in NSW? Expert Tips

Discover expert tips to avoid paying stamp duty when purchasing a property in New South Wales (NSW), Australia. Learn about the First Home Buyers Assistance Scheme, New Home Grant Scheme, and Off-the-Plan Concession, which offer stamp duty concessions and grants to eligible buyers. Speak to Ello Lending's mortgage experts to understand the current incentives and find the best home loan for your needs. Save money on stamp duty and make your dream of homeownership in NSW a reality. Contact us today for personalized guidance.

Cover image for Stamp Duty Exemption NSW 2023: Save on Your Property Purchase

Stamp Duty Exemption NSW 2023: Save on Your Property Purchase

Discover the stamp duty exemption available for first home buyers in New South Wales in 2023. Learn how this exemption can save you thousands of dollars on your property purchase, with eligibility for properties valued up to $800,000. Explore additional measures, such as grants for new and existing home purchases. Contact Ello Lending's experienced mortgage brokers to find the right home loan and understand the benefits available to first home buyers in New South Wales. Start your journey toward homeownership today.

Cover image for Expert Tips and Strategies For An Off the Plan Purchase

Expert Tips and Strategies For An Off the Plan Purchase

Off the plan purchases are becoming increasingly popular in Australia, as they offer a great way to get into the property market without having to pay the full price upfront.

Cover image for Off the Plan Apartments Sydney: Your Dream Home Awaits

Off the Plan Apartments Sydney: Your Dream Home Awaits

Off the plan apartments are a great way to get into the property market in Sydney. If you are looking to buy an off the plan apartment in Sydney, then Ello Lending can help.

Cover image for Is Buying Off Plan Cheaper? A Comparative Analysis

Is Buying Off Plan Cheaper? A Comparative Analysis

Let's explore off the plan purchases in detail by conducting a comparative analysis, looking at various factors.

Cover image for Can You Remortgage Your Home for Debt Consolidation?

Can You Remortgage Your Home for Debt Consolidation?

Remortgaging, or refinancing, involves replacing your existing mortgage with a new one that combines your current mortgage with other debts, such as credit card balances, personal loans, or car loans.

Cover image for How to Buy Off the Plan: A Step-by-Step Guide for Buyers

How to Buy Off the Plan: A Step-by-Step Guide for Buyers

In this comprehensive guide to buying property off the plan, we'll walk you through the entire process to ensure you are well-informed and confident in making your off-the-plan property purchase.

Cover image for What benefits do I have as a First Home Buyer in Victoria?

What benefits do I have as a First Home Buyer in Victoria?

The First Home Guarantee is an initiative from the Australian Government designed to support eligible first home buyers purchase a home sooner. The National Housing Finance and Investment Corporation (NHFIC) provides a guarantee for eligible first home buyers on low and middle incomes so that they can purchase a home with a deposit of as little as five percent.

Cover image for What benefits do I have as a First Home Buyer in Victoria?

What benefits do I have as a First Home Buyer in Victoria?

The First Home Guarantee is an initiative from the Australian Government designed to support eligible first home buyers purchase a home sooner. The National Housing Finance and Investment Corporation (NHFIC) provides a guarantee for eligible first home buyers on low and middle incomes so that they can purchase a home with a deposit of as little as five percent.

Cover image for What benefits do I have as a First Home Buyer in NSW (test)?

What benefits do I have as a First Home Buyer in NSW (test)?

The First Home Guarantee is an initiative from the Australian Government designed to support eligible first home buyers purchase a home sooner. The National Housing Finance and Investment Corporation (NHFIC) provides a guarantee for eligible first home buyers on low and middle incomes so that they can purchase a home with a deposit of as little as five percent.