Insights

Welcome to the Ello Lending Co mortgage insights section! Here you will find valuable information and resources on the mortgage and related industries. From market news and trends to expert advice and success stories, we strive to provide valuable information to help you navigate the mortgage process and keep you informed. Whether you're a first-time home buyer looking to understand the process, or a seasoned homeowner looking to refinance, you're in the right place. Stay informed and make informed decisions by subscribing to our blog. Thanks for visiting!

Cover image for What is a Sunset Clause Buying Off the Plan?

What is a Sunset Clause Buying Off the Plan?

Discover the importance of the sunset clause when buying off the plan in Australia. Understand its role in protecting buyers and ensuring timely completion of the property. At Ello Lending, our experienced mortgage brokers are here to guide you through the complexities of off-the-plan purchases and provide tailored loan solutions. Contact us today for expert advice and support in securing your dream home.

Cover image for Our Free Guide To Your Off the Plan Land Purchase

Our Free Guide To Your Off the Plan Land Purchase

Off the plan land purchases are gaining popularity in Australia due to their potential benefits, but it's important to understand the process and risks involved. With Ello Lending's free guide, you'll have all the necessary information to make an informed decision about your off the plan land purchase. From understanding the concept to assessing the costs, risks, and benefits, our comprehensive guide will equip you with the knowledge needed to navigate this complex process. Trust Ello Lending to be your dedicated partner, guiding you through every step and helping you secure the best home loan for your off the plan land purchase.

Cover image for Do You Pay Stamp Duty on Off the Plan Property in NSW?

Do You Pay Stamp Duty on Off the Plan Property in NSW?

Gain clarity on the importance of preapproval in the off the plan property market. Discover how preapproval can enhance your chances of securing the property you desire and provide financial peace of mind. Learn why obtaining preapproval demonstrates your readiness as a qualified buyer and empowers you to make informed decisions. Trust Ello Lending's expert mortgage brokers to guide you through the preapproval process and help you navigate the off the plan buying journey.

Cover image for What Is The Cooling Off Period for Off the Plan Purchase?

What Is The Cooling Off Period for Off the Plan Purchase?

Explore the cooling off period for off the plan purchases in Australia. Learn about the timeframe and its significance in property contracts. Discover the benefits of utilizing the cooling off period to reassess your decision. Make informed choices during this crucial window of time.

Cover image for What Are the Pros and Cons of Debt Consolidation?

What Are the Pros and Cons of Debt Consolidation?

Debt consolidation is a popular strategy in Australia, offering the potential to simplify finances and lower monthly payments. However, it's important to weigh the pros and cons before making a decision. At Ello Lending, our experienced brokers can help you navigate the complexities of debt consolidation and find the best loan to suit your needs. Contact us today for expert guidance on managing your debt and achieving financial freedom.

Cover image for Debt Consolidation After Divorce. A Mortgage Brokers Advice

Debt Consolidation After Divorce. A Mortgage Brokers Advice

"Divorce can bring financial challenges, and debt consolidation is a valuable option to consider. By merging multiple debts into a single loan, you can simplify payments and reduce interest. At Ello Lending, our experienced mortgage brokers are here to guide you through the process, find the right loan for your situation, and provide the support you need during this difficult time."

Cover image for What is the Disadvantage of Buying Off the Plan?

What is the Disadvantage of Buying Off the Plan?

Buying off the plan comes with risks, including uncertainty about the property's quality and the inability to inspect it beforehand. Market fluctuations and legal complexities further add to the challenges. At Ello Lending, our mortgage brokers can guide you through this process, ensuring informed decisions and finding the best loan solution. Contact us for personalized assistance.

Cover image for Stamp Duty Off-the-Plan Calculator: Estimate Your Costs

Stamp Duty Off-the-Plan Calculator: Estimate Your Costs

Calculating the cost of stamp duty for an off-the-plan property purchase in Australia is crucial. By using a stamp duty off-the-plan calculator, you can estimate this expense and plan your budget accordingly. These online tools require basic property information and provide an estimate of the stamp duty you'll need to pay. For accurate advice, it's recommended to consult with professionals like the experienced mortgage brokers at Ello Lending. Contact us today for personalized assistance with your home loan needs.

Cover image for Sunset Clause Off-the-Plan Victoria: A Beginners Guide

Sunset Clause Off-the-Plan Victoria: A Beginners Guide

Discover the importance of the sunset clause when buying an off-the-plan property in Victoria. Learn how it works, what to consider before signing, and how to protect your interests. At Ello Lending, our expert mortgage brokers are here to provide guidance and support throughout your off-the-plan property purchase in Victoria.

Cover image for What is the CGT Discount on Off the Plan Property?

What is the CGT Discount on Off the Plan Property?

Looking to buy an off the plan property in Australia? Discover the CGT discount available on such properties, reducing the tax payable upon sale. Individuals enjoy a 50% discount on capital gains, while companies benefit from a 33.33% discount. At Ello Lending, our experienced mortgage brokers are here to guide you through the process and help you secure the best home loan for your needs. Contact us for personalized assistance today.

Cover image for What Happens To Mortgage When You Get Divorced?

What Happens To Mortgage When You Get Divorced?

Divorce can be a difficult time for both parties involved, but the additional stress of navigating the Australian mortgage market can add further anxiety and confusion. When it comes to mortgages and divorce, it’s important to understand the potential outcomes and the options available to you. In this blog post, we’ll discuss the various possibilities for couples facing divorce in the Australian mortgage market. We’ll look at what happens to the mortgage when one partner leaves, the options for keeping the mortgage together, and the strategies for refinancing and repaying the mortgage. We’ll also discuss the importance of seeking legal advice and support when navigating the Australian mortgage market during a divorce.

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Do I Have To Refinance My Mortgage After Divorce Australia?

Divorce can be a difficult process, and the financial implications can add to the stress. One of the questions that divorcing couples in Australia are often asking is ‘do I have to refinance my mortgage after divorce?’ The answer depends on a number of factors, including the type of mortgage you have, your financial situation, and the terms of your divorce settlement. In this blog post, we’ll explore the options available to divorcing couples in Australia and help you make a decision about whether or not you should refinance your mortgage.

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How To Get A Mortgage After Divorce?

Divorce is a difficult life event for many Australians, and the financial stress of the process can be particularly challenging. One of the biggest issues for many is how to get a mortgage after divorce. In Australia, there are a variety of options available to those who are looking to secure a mortgage after a divorce. In this blog post, we will look at the various factors to consider when looking to get a mortgage after a divorce, including income, credit score, and the current mortgage market. We’ll also provide advice on how to make the process as smooth as possible.

Cover image for How Do You Buy A House After Divorce In Australia?

How Do You Buy A House After Divorce In Australia?

If you've recently gone through a divorce and are looking to purchase a new home, you may be wondering how to navigate the mortgage market in Australia. The good news is that it is possible to buy a house after divorce in Australia, but there are a few important steps to take to ensure the process goes smoothly. In this blog post, we'll discuss the key aspects of buying a house after divorce in Australia, including understanding the different mortgage types, getting pre-approved for a loan, and planning your budget. With the right information and planning, you can make the process of buying a house after divorce in Australia easier and smoother.

Cover image for Can I Take Over The Mortgage After Divorce?

Can I Take Over The Mortgage After Divorce?

Divorce is a difficult and stressful process, and dealing with the mortgage can be a major source of stress and confusion. In Australia, it's possible to take over the mortgage after a divorce, but there are some important things to consider before doing so. This blog post will explore the legal and financial implications of taking over a mortgage after a divorce, and provide advice on how to make the process easier. We'll also look at the current Australian mortgage market and how it affects those looking to take over a mortgage.