Insights

Welcome to the Ello Lending Co mortgage insights section! Here you will find valuable information and resources on the mortgage and related industries. From market news and trends to expert advice and success stories, we strive to provide valuable information to help you navigate the mortgage process and keep you informed. Whether you're a first-time home buyer looking to understand the process, or a seasoned homeowner looking to refinance, you're in the right place. Stay informed and make informed decisions by subscribing to our blog. Thanks for visiting!

Cover image for Property Stamp Duty Exemption VIC 2023: A Quick Guide

Property Stamp Duty Exemption VIC 2023: A Quick Guide

Discover the stamp duty exemption in Victoria in 2023, eligible for first home buyers purchasing properties under $600,000. Save thousands of dollars and navigate the application process with assistance from Ello Lending's experienced mortgage brokers. Secure your dream home and take advantage of this valuable opportunity.

Cover image for When is Stamp Duty Payable QLD? Property Purchase Tips

When is Stamp Duty Payable QLD? Property Purchase Tips

Looking to purchase property in Queensland? Learn about when and how stamp duty is payable to make informed decisions. Get expert advice from Ello Lending to navigate the property market and secure the best home loan for your needs.

Cover image for Off the Plan Houses Melbourne: How To Find The Best Deals

Off the Plan Houses Melbourne: How To Find The Best Deals

Looking to buy an off the plan house in Melbourne? Discover the best deals and expert guidance at Ello Lending. With our thorough market research, professional advice, and negotiation strategies, we'll help you secure the perfect off the plan property. Avoid upfront costs and enjoy the benefits of Melbourne's thriving real estate market. Contact us today for a seamless home buying experience.

Cover image for Off the Plan Settlement Process: A Step-by-Step Guide

Off the Plan Settlement Process: A Step-by-Step Guide

Navigating the off the plan settlement process can be overwhelming, but Ello Lending is here to guide you every step of the way. From research and pre-approval to signing the contract and final settlement, our expert mortgage brokers ensure you make informed decisions. Let us help you secure your dream home with confidence.

Cover image for Cooling Off Period South Australia: Understand Your Rights

Cooling Off Period South Australia: Understand Your Rights

In South Australia, understanding the cooling-off period is crucial when buying a home. This period grants buyers the right to cancel the contract within five business days without penalties, while also requiring them to protect the property during this time. Seek professional advice to navigate this important phase.

Cover image for Is It Safe to Buy Off the Plan? Weighing the Risks and Rewards

Is It Safe to Buy Off the Plan? Weighing the Risks and Rewards

Buying off the plan can be a rewarding way to enter the property market in Australia, offering the potential for lower prices and attractive incentives. However, it's crucial to understand the associated risks, such as potential variations in the finished property and construction delays. At Ello Lending, our experienced mortgage brokers are here to guide you through the process, helping you secure a great mortgage deal and make an informed decision when buying off the plan. Contact us today and let us assist you in navigating the complexities of purchasing off the plan.

Cover image for Looking for Finance for Off the Plan Purchase? We Can Help

Looking for Finance for Off the Plan Purchase? We Can Help

Looking for finance for your off the plan purchase? Ello Lending is here to guide you through the process. Our experienced mortgage brokers specialize in finding the right loan for your needs, considering factors such as interest rates, fees, and repayment terms. We understand the risks involved in off the plan purchases and will ensure you make an informed decision. Contact us today and let us help you secure the financing you need for your off the plan property.

Cover image for What benefits do I have as a First Home Buyer in NSW?

What benefits do I have as a First Home Buyer in NSW?

The First Home Guarantee is an initiative from the Australian Government designed to support eligible first home buyers purchase a home sooner. The National Housing Finance and Investment Corporation (NHFIC) provides a guarantee for eligible first home buyers on low and middle incomes so that they can purchase a home with a deposit of as little as five percent.

Cover image for Do You Pay Stamp Duty on a New Build in Victoria? Property Tips

Do You Pay Stamp Duty on a New Build in Victoria? Property Tips

Are you purchasing a new build in Victoria? Learn about stamp duty and other costs involved in property buying. Ello Lending provides expert assistance to simplify the process and find the right home loan for you. Contact us today for personalized guidance.

Cover image for Buying Off the Plan Reddit: What You Need to Know

Buying Off the Plan Reddit: What You Need to Know

Looking to buy off the plan in Australia? Our comprehensive guide will help you navigate the process and understand the risks and benefits involved. Get expert advice on financing options and find the best loan for your needs with Ello Lending. Contact us today for a stress-free buying experience.

Cover image for What Is The Stamp Duty on an Off the Plan Purchase?

What Is The Stamp Duty on an Off the Plan Purchase?

If you're considering buying a property off the plan, it's crucial to understand the costs involved, including stamp duty. At Ello Lending, our experienced team of mortgage brokers can guide you through the process and help you comprehend the stamp duty payable on off the plan purchases. We're here to ensure you make an informed decision and find the right home loan for your needs. Contact us today for expert assistance in navigating the off the plan purchase journey.

Cover image for Your Free Guide To Buying Off the Plan in Queensland

Your Free Guide To Buying Off the Plan in Queensland

Looking to buy off the plan in Queensland? This comprehensive guide provides all the information you need to make an informed decision. Learn about the benefits, risks, finding the right property, securing a home loan, and valuable tips from Ello Lending's experienced mortgage brokers.

Cover image for What is Stamp Duty on Purchase of Property in Victoria?

What is Stamp Duty on Purchase of Property in Victoria?

Discover the ins and outs of stamp duty in Victoria, Australia, and how it can impact your property purchase. Our expert team at Ello Lending is here to guide you through the process, find the best deal, and ensure a stress-free experience. Contact us today for personalized assistance and make informed decisions in your property journey.

Cover image for What Are the Risks of Buying Off Plan? A Property Buyers Guide

What Are the Risks of Buying Off Plan? A Property Buyers Guide

Buying off plan can be an enticing option for property buyers, but it's essential to be aware of the risks involved. Delays in construction, changes to the property, financial uncertainties, and legal implications are factors to consider. Conducting thorough research, seeking professional advice, and carefully reviewing contracts can help mitigate these risks. At Ello Lending, our experienced team is ready to provide guidance and support to ensure you make an informed decision when buying off plan.

Cover image for What Are the Disadvantages of Buying Property Off the Plan?

What Are the Disadvantages of Buying Property Off the Plan?

Buying property off the plan can be an exciting venture, offering the potential for a new and customized home. However, it's crucial to be aware of the associated risks and disadvantages before committing to such a purchase. In this comprehensive blog post, we will explore the drawbacks of buying property off the plan in the Australian market, providing you with valuable insights and knowledge. From unforeseen construction delays to financing challenges and market fluctuations, we'll cover all the potential issues you should consider.