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Comparison rates above are based on a home loan of $150,000 for 25 years. WARNING: The comparison rates are true for the example given only and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

Important Information:

Any information provided does not constitute an offer of credit and are examples of what may be available to you based on the information available. It does not take into account any product features or any applicable fees. Lending criteria and the basis upon which we assess what you may be able to afford may change at any time without notice. For Fixed Rate home loans, break costs may be payable which can be significant if you change the whole or part of your fixed rate loan or where additional or early repayments are made during the fixed rate period.

All applications are subject to lender assessment and approval. Cashback offers may be provided by some lenders and may only be available for particular products, terms and conditions apply.

© 2025 Ello Lc Pty Ltd ACN 662 742 645. Australian Credit Representative Number 544008. Ello is a Credit Representative of QED Credit Services PTY LTD (Australian Credit Licence number 387856).

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Looking for Finance for Off the Plan Purchase? We Can Help

1st June, 2023
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Ello
Cover image for Looking for Finance for Off the Plan Purchase? We Can Help

Are you considering financing an off the plan purchase? Look no further than Ello Lending, where our expertise lies in helping Australians secure the perfect home loan. We understand that venturing into the off the plan market can be intimidating, but we're here to support you throughout the entire process.

Off the plan purchases are gaining popularity in Australia, offering buyers the unique opportunity to acquire a property before its completion. This can be advantageous, as it often allows for better pricing. However, it's crucial to comprehend the risks and benefits involved in off the plan purchases and ensure that you obtain suitable financing options.

When seeking finance for off the plan purchases, several factors must be considered. Firstly, selecting the right loan tailored to your requirements is essential. Each lender offers various loan types, necessitating diligent research to find the most suitable fit. Additionally, evaluating interest rates, fees, charges, and repayment terms is crucial.

Understanding the associated risks is equally important. With the property yet to be constructed, there's no guarantee of timely completion or adherence to your expectations. It's vital to conduct thorough research and gain a comprehensive understanding of the potential risks before committing to an off the plan purchase.

Ultimately, finding the perfect financing solution for your off the plan purchase is paramount. With different lenders offering a range of loan options, meticulous research becomes imperative to identify the ideal fit. Taking into account interest rates, fees, charges, and repayment terms will aid in making an informed decision.

At Ello Lending, we empathize with the challenges that accompany off the plan purchases. That's why our dedicated team of experienced mortgage brokers is committed to assisting you every step of the way. We'll help you secure the most suitable loan, provide comprehensive insights into the risks associated with off the plan purchases, and negotiate the best terms for your financing.

If you're seeking finance for an off the plan purchase, we're here to support you. Our team of skilled mortgage brokers specializes in finding the ideal loan for your specific needs and ensuring that you comprehend the potential risks. We'll also facilitate negotiations to ensure you obtain the most advantageous loan terms for your purchase.

Rest assured, Ello Lending is your trusted partner throughout the off the plan purchase journey. We understand the complexities involved and strive to provide you with the most fitting loan options. Should you have any inquiries or require further information about how we can assist you in your off the plan purchase, please do not hesitate to contact us. We're here to address any questions you may have and help you secure the ideal home loan.

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Stamp duty rates for off the plan purchases vary across Australian states and territories. In Victoria, the rate is 4.5%, in Queensland, it is 4%, and in New South Wales, it is 3.5% for off the plan apartments. Stay informed about the latest rates as they may change over time. Our experienced mortgage brokers at Ello Lending can provide guidance and support in understanding stamp duty calculations. Contact us for assistance.

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Discover how to calculate stamp duty for an off the plan purchase in NSW and get expert guidance from Ello Lending, your trusted mortgage broker. We'll help you navigate the complexities of stamp duty and find the right home loan for your needs. Contact us today for personalized assistance and turn your off the plan property dreams into reality.

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Debt consolidation is not limited to credit cards; it encompasses various types of debt, including personal loans, medical bills, and student loans. It aims to simplify finances and potentially reduce interest rates and monthly payments. At Ello Lending, our mortgage brokers can provide personalized guidance on debt consolidation options to help individuals manage their debts effectively.

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